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Flood Insurance

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Focus Insurance offers both standard and preferred flood insurance policies, and participates in the National Flood Insurance Program.

Flood insurance is an important part of making sure your home is fully protected against anything that could happen. Flood insurance protects against:

  • Lengthy and heavy rainfalls
  • Storm surges
  • Snow melts
  • Blocked storm drains
  • And more

Here at Focus Insurance, we offer two different types of flood insurance based on your property’s flood history and location. These are standard and preferred policies.

Standard flood insurance policies are reserved for the approximately 20,000 communities nationwide that are involved in FEMA’s National Flood Insurance Program. This program was established by the government for areas that abide by floodplain management regulations and strict building standards in order to prevent future flood damage. With these standard flood insurance policies, it is required that you apply for building and contents coverage separately.

For those communities that are in a low or moderate risk zone and still wish to have flood insurance, we offer a preferred risk policy. Although you are not required to purchase flood insurance in these lower risk zones, you can never be too protected.

Whether you need premium flood insurance or a policy with the National Flood Insurance Program, call us at Focus Insurance today. You can also get a quote by filling out our quick and easy online quote form. Either way, don’t put off getting flood insurance any longer. We don’t want you to regret it!

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