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Umbrella Insurance

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If you need coverage supplemental to your current insurance policies, consider getting umbrella insurance from Focus Insurance.

Most people have many different types of insurance. Between home, auto, life, health, and others, you would think that you are fully protected. The truth is, all these policies individually may not be enough! As an added level of protection, Focus Insurance offers our clients umbrella insurance.

An umbrella policy provides added coverage in the case that a liability claim that goes above and beyond the liability limits of any of your insurance policies, for example your home insurance, car insurance, motorcycle insurance, boat insurance, and more.

This means that, for instance, if you are involved in a car accident that is more than your auto insurance liability coverage can handle, your umbrella insurance would kick in and cover you for the added cost above the auto liability limit.

So ask yourself: if you are in the unfortunate position of being sued for more than your homeowners insurance’s liability coverage is worth, or you are the cause of a multi-car accident, would you be able to financially sustain the added costs?

Though the chances of something like this happening is low, you can really never be too careful when it comes to your financial assets. This is why at Focus Insurance, we recommend each and every one of our customers have an umbrella policy.

If you would like to speak with someone regarding a personalized umbrella insurance policy, please call 866-523-6287. We are always more than happy to make sure you are protected in every facet of your life.

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