Home insurance protects the largest investment you will probably ever make and is also mandatory if you have a mortgage. However, it can be quite distressing when your home insurance is canceled. At Focus Insurance in Eureka, MO, we are here to help when a cancellation happens.<\/p>\n
One of the most common reasons for home insurance policy cancellation is non-payment of the premium. Most carriers allow a grace period, and even if you have gone beyond that, if you are a long-standing customer or regularly pay on time, it is probably not a big issue. Getting it reinstated with your agent’s help should be rather easy.<\/p>\n
Your home insurance company conducts periodic inspections. If they inspect the exterior of your home and notice maintenance issues, they will most likely send you a letter specifying what they expect you to do. If they don’t hear from you, there is a chance your policy will be canceled. Once you complete the repairs, you can send them a photo to show proof of your compliance.<\/p>\n
If you misrepresent facts on your application and it is discovered, your policy could be voided. You may also have a claim denied, receive a low payout, or even face an insurance fraud charge. It just isn’t worth it.<\/p>\n
Regardless of the reason for the cancellation, speak to your insurance agent immediately to secure alternative coverage. You need to ensure that the mortgage company doesn’t enforce a policy on you as it would not be to your advantage.<\/p>\n
When you need a new home insurance agent or a new carrier, Focus Insurance in Eureka, MO, is here to help. Give us a call to discuss your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"
Home insurance protects the largest investment you will probably ever make and is also mandatory if you have a mortgage. However, it can be quite distressing when your home insurance is canceled. At Focus Insurance in Eureka, MO, we are here to help when a cancellation happens. Non-payment of premium One of the most common […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,8],"class_list":["post-152","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-eureka-mo","tag-focus-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=152"}],"version-history":[{"count":1,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions"}],"predecessor-version":[{"id":153,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions\/153"}],"wp:attachment":[{"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.focusinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}