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Focus Insurance

107 S. Central Ave 2nd Floor
Eureka, MO 63025

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Missouri Boat/Watercraft insurance coverage

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Boat/Watercraft Insurance in Missouri

For most individuals, buying a boat is a dream come true. If you own a boat, you can now enjoy fishing and go out on the water with your family and friends to escape the daily grind. Your home and auto insurance are not enough to offer the protection you need. Some insurers can let you bundle your boat, auto, and home insurance together, but you will still need to get a separate policy for your watercraft.

At Focus Insurance, we can help make your time on the water worry-free and enjoyable. We will provide comprehensiveprotection to keep you, your family and friends, watercraft and boating equipment safe.

With a boat insurance plan from Focus Insurance, you can relax knowing you are properly insured. Many of our clients in St. Louis, MO, Lake of the Ozarks and other surrounding areas enjoy time on the lake, knowing they are properly insured. Some of the marine vehicles we can insure include:

  • Yachts
  • Sailboats
  • Jet skis
  • Performance boats
  • Wave runners
  • Bass boats

What does boat insurance cover?

Since mishaps happen even on the water, you need a policy that can comprehensively cover your personal watercraft, including its motor against risks like a collision with another object or boat, theft, vandalism, and damages caused by underinsured or uninsured boaters.

This policy also extends to offer protection to your boat equipment like oars, anchors, canopies, fuel tanks, and life preservers. Protection for personal property and fishing equipment can also be provided.

Moreover, you can get liability insurance to help you pay for legal costs and medical expenses if you are at fault in a boat accident in Missouri. Some coverage options you can get include medical payments, bodily injury payments, damage to another person's property, and guest passenger liability.

Contact us at Focus Insurance if you live in St. Louis or Eureka, MO and get a reliable boat insurance policy.


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