When it comes to protecting your home and family, insurance is a significant investment you need to take advantage of. There are a number of insurance possibilities, each with many advantages, including umbrella insurance. At Focus Insurance, our team is here to assist you with all of your insurance needs, so whether you live in Eureka, MO or the surrounding communities, we want to make sure you’re covered. 

What does Umbrella Insurance do?

You invest in specific insurance coverage for varying aspects of your personal and professional life. You have home owner’s insurance, car insurance, boat insurance, and other kinds of coverage based on what you own. However, these kinds of coverages only provide certain levels of liability insurance. If someone slips and falls while they are inside of your home, or walking past on the sidewalk, you may be held responsible and not have the kind of financial assets available to pay for the legal costs. 

This is where umbrella insurance comes in. It provides coverage for everything you own, such as with your boat, car, or your home (it is called umbrella because it covers everything). If you are curious as to whether umbrella insurance is right for you and what you own, you can talk it over with your insurance agent and go over all the details. This way, you’ll know if it is a kind of policy you should add. 

Umbrella insurance is a valuable addition to add to your insurance portfolio. You need to determine what is best for your personal and household needs. Whatever your needs may be, the team at Focus Insurance is here to assist you. So whether you live in or around Eureka, MO, all you need to do is pick up the phone and give the team a call.