Have you toiled hard to create wealth in Eureka, MO? Umbrella insurance gives you catastrophic protection to a person or company against devastating financially crippling lawsuits warranting a significant amount of money to cater to damages. To feel secure about shielding your assets and your future, you may require the extra level of protection guaranteed by a prolific personal umbrella liability coverage. Umbrella insurance is an additional policy that cushions the current limits of your other insurance coverages like auto and home insurance get exhausted. Connect with us at Focus Insurance serving Eureka MO today. Our charismatic agents will explain to you the various umbrella insurance options available, guaranteeing your protection in various ways as stipulated below. 

 Bodily injury liability coverage: It pays for the cost of bodily injuries you inflict on other parties, and you are at fault. It caters to the cost of medical expenses or liability claims propagated by:

• Falling of a visitor on your premises sustaining an injury
• Engagement in a severe auto accident and you are found guilty
• Harm propagated to others by your dog
• Your neighbor’s child falls while playing in your yard

Property damage liability coverage: It reimburses the cost of physical destruction you cause to another party’s tangible property. It entails the cost of damage to cars and other property emanating from an auto accident where you are deemed liable.

Owners of rental unit coverage: It safeguards you from prevailing liability you may encounter as a landlord, such as your tenant’s dog biting someone, and you are deemed liable for the injuries.

Protection is provided if you get sued for:

• Malicious prosecution
• Mental anguish
• False arrest, imprisonment, or detention
• Libel
• An injurious spoken statement(slander)

Magnificent coverage for you in Eureka, MO is unique. Contact Focus Insurance to establish how to protect yourself and your family with formidable personal umbrella insurance. Our helpful team will assist in tailoring coverage that suits your needs.